Why choose Sofortfinanzierung?

Next day payout

With our simple step-by-step process, you can apply within a few minutes. Once you get approved, you will receive your payout in 1 working day.

No personal collateral

Your success is proof enough. No personal securities such as personal guarantees are required.

No hidden costs

The loan comes with a single, pre-agreed fee - without interest and hidden costs. You always have a transparent overview of all costs and repayments.

What's in it for you?

What does your business bring in each month after tax on average?

Monthly revenue range

€20,000 - €25,000

Exemplary loan amount based on revenue brackets. Your individual loan amount is based on various factors relating to your company.

You could be getting

€45,000

Apply today

How does it work?

1. Get an immediate offer estimate

Simply sign up and find out how much you could be getting. This offer in non-binding, free, and take only takes a few minutes.

2. Securely verify your revenue and apply for your loan

Just like you would show your sales data to a bank, you can connect your accounts to do this digitally for a paper-free, no-fuss loan application.

3. Receive your payout in one day

Once you are approved, you can receive your payout within the next business day!

Testimonials

“

"Banxware is a valuable partner for financing of our inventory in our strong growth phase. This allows us to cover our liquidity needs without having to restrict our budgets and enables us to achieve our ambitious goals as planned."

Peter Höschl

MoN Sports

“

"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. With the authentic and customer-oriented service, I felt in good hands."

Robin Krah

NORDMUT

“

"Banxware's straightforward instant financing has helped us bring our latest products to market much faster."

Jennifer Schäfer

UNMILK

FAQ

What is Sofortfinanzierung?

"Sofortfinanzierung" means "Instant Financing" - this reflects how fast and effortless it is to apply for financing with Banxware. Eligible business-owners can take out loans to suit your business needs, from €1,000 - €250,000.

Who can apply for financing?

Your company is based in Germany, has been in business for at least 6 months and generates more than €1,250 per month. We currently support the following legal forms: GmbH, GmbH & Co. KG, UG, GbR, e.K., sole traders and freelancers.

What are dynamic repayments?

With dynamic repayments, your revenue data speaks for itself - that is how we are able to enable access to financing! Before you take out a loan, you will know the fee as well as your monthly repayment rate. By connecting your online shop or payment provider, we will be able to calculate your monthly repayment based on the repayment rate and your monthly revenue. There is of course a minimum monthly repayment, which is different for each business and will be detailed in your contract.

What does it cost?

There is a fixed financing fee to the loan, which means there are no compounding interests or hidden costs. You only incur this fixed fee when you have been approved for the loan. The fee is a fixed percentage of your loan amount and is repaid along with the loan amount over the term of the loan.

Who is Banxware?

Banxware GmbH is a Berlin-based fintech startup that enables platforms to offer financing directly to their customers. You can find out more about us here.

What's the catch?

There is no catch - we chose to have a transparent business model that allows founders and business owners to know all the fees up front before you ever take out a loan because we understand what it's like to try and manage and grow your business. Our aim is to provide you with easy, online access to financing.

Financing for HypoVereinsbank Customers