Banxware provides embedded lending technology and capital so platforms can offer fully digital business loans to their sellers.

Benefits for platforms

Seamless integration

Everything works smoothly via an integrated API.

Risk-free solution

Banxware brings the funds and bears all risks.

Regulatory compliance

Banxware covers all regulatory requirements, incl. KYC and AML.

White-label service

Offer liquidity as a fully branded feature.

Benefits for platform users

Fully digital

Speedy digital process cuts down waiting time.

Fast approval and payout

Approved within 15 minutes with instant payout.

Full control over funds

Nothing is earmarked for a specific purpose.

Merchant cash advance

Revenue-based loans based on business performance.

How Banxware works

Simple and streamlined from start to finish

01 We help you set up the Banxware API on your platform.

Create the user experience you want and integrate Banxware with ease.

02 Your sellers apply for a loan directly on your platform.

Provide sellers with the right financing at the right time.

03 They define the terms of their Banxware loan.

Your sellers are always in control of their financing.

04

The loan is approved and the seller receives their money.

Sellers receive their money fast and can focus on growing their business.

“Banxware's uncomplicated financing solution fits the needs of our restaurant partners perfectly. The industry is currently facing many challenges and we are pleased to be able to support restaurateurs as a strong partner together with Banxware. For several months, restaurant partners have been able to apply for fast and flexible loans via our web shop in just a few steps to further expand their business.”

Katharina Hauke,
General Manager Lieferando

“Banxware's uncomplicated financing solution fits the needs of our restaurant partners perfectly. The industry is currently facing many challenges and we are pleased to be able to support restaurateurs as a strong partner together with Banxware. For several months, restaurant partners have been able to apply for fast and flexible loans via our web shop in just a few steps to further expand their business.”

Katharina Hauke,
General Manager Lieferando

“Banxware’s service is a valuable addition to our own portfolio of financing solutions. With the fast and straightforward processing, our customers are provided with quick financing assistance and liquidity. With this easy access to capital we are not only able to support our clients in the short term, but also enable the growth of their businesses.”

Jens Wohlfahrt,
Head of FYRST - ein Angebot der Deutsche Bank AG

“In times when SMEs are coping with crises, our top priority is to offer simple solutions that not only ensure smooth and stable workflows but also boost growth for the business. For that to happen, a modern financing solution is essential. Banxware is the predestined partner for us because they make obsolete structures obsolete and fulfill the actual need.”

Daliah Salzmann,
Managing Director of ECOMMERCE ONE Aquico GmbH

“As Händlerbund, we offer 360° support to our members by helping them with daily challenges and supporting them in the best possible way in their development in the e-commerce industry. Our partnership with Banxware is a logical step to support them with growth financing.”

Henning Heesen,
Chief Sales Officer of Händlerbund

We enable platforms to give sellers the financing they need to grow

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