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FAQs
We offer a seamless integration where users can apply for loans directly from your platform. The entire lending process, from application to approval and repayment, is handled through our system. All you need to do is integrate our lending API into your platform, and we manage the rest, including credit assessments, loan disbursement, and collections.
Offering embedded lending provides your users with quick, easy access to loans, improving customer satisfaction and retention. It can also increase conversion rates and create a new revenue stream for your platform by offering financial products that are tailored to your customers’ needs.
Several reputable law firms have confirmed that no license for embedded lending programs are needed by the platform offering financing via Banxware to their business customers. Banxware provides the full-stack solution, including all necessary licenses and regulatory compliance. You can offer lending services on your platform without the need to handle the complexities of licensing or regulation.
Banxware handles the entire risk management process for you, including credit assessments and loan defaults, either ourselves or through our partners. As a platform partner, you won’t bear the financial risk - our team of experts ensures that proper credit evaluation and fraud prevention measures are in place. This means you can offer loans with confidence, knowing that risk management is taken care of.