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Banxware Direct
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About Us

We enable platforms & banks to give their business customers the best financing they need to grow.

+5M Revenue Growth
Our Mission

We empower SMEs with greater access to capital by seamlessly​ integrating loan offers into the platforms they already use.

We provide platforms with end-to-end solutions that enable them to offer their customers access to the best financing options.

For financial institutions, we help expand customer reach, enhance underwriting and acceptance rates, and streamline lending operations by managing various elements of the lending process.

Our goal is to make financing easier, more efficient, and more profitable for all our partners.

2020

founded

>
3
M

SMEs reached

53
%

Renewal Rate

500
%

Demand Growth YoY

Meet some of our team

Over 40 of the brightest FinTech minds come together at Banxware to shape the future of SME lending – we believe that teamwork makes the dream work!

Anna
Lead People & Culture
Anushaant
Senior Credit Risk Manager
Claudio
Lead Backend Engineer
Efthimios
Marketing Manager
Fabian
Co-Founder & COO
Gabriel
Lead Product Manager
Gui
CTO
Janes
Senior Product Manager
Jenny
Accounting & Finance Manager
Jens
Founder & CEO
Jose
Head of Portfolio Management
João
CPO
Kassi
Senior Backend Engineer
Mandya
CCO
Marlon
Senior Analytics Engineer
Miriam
Founder & Co-CEO
Rob
Senior Risk & Compliance Manager
Robert
Operations Manager Risk & Collections
Santosh
Senior Credit Risk Manager
Sophie
Lead Product Design Manager
Vladi
Group Controller

Want to join us? We’re hiring!

Open positions

Our investors

Banxware's journey has been strengthened by the trust of exceptional investors since its inception. With €30M in equity raised across three funding rounds, we're grateful for the continued support of 13books Capital, VR Ventures, D4 Ventures, Fin Capital, and Force Over Mass/6Degrees Capital, and welcome strategic partners Fabrick (Banca Sella), and UniCredit in our latest Series A. Their backing has been instrumental in solidifying our market position.

Logo FinCapital, one of Banxware´s investors
Logo UniCredit, one of Banxware´s investors
Logo Fabrick, one of Banxware´s investors
Logo VR Ventures, one of Banxware´s investors
Logo 6 degrees capital, one of Banxware´s investors
Logo 13books, one of Banxware´s investors
Our Story

Turning vision into reality

Banxware started with the vision of simplifying financing for SMEs and enable new growth opportunities for them. In just a few years, we have made significant progress, establishing ourselves as a leading player in the SME lending market – and we are just getting started!

June
2020

Banxware - how it all began

Miriam and Jens found Banxware with the vision of revolutionizing SME lending – through fast, smart and digital solutions.

November
2020

The first seed funding

Banxware already facilitates over €100M in loans, secures its first seed funding of €4M, and thus lays the foundation for sustainable growth.

June
2021

Partnerships drive growth

Global fintech leaders like Fiserv and Worldline, along with Lieferando, Germany’s leading food delivery platform, join forces with Banxware.

January
2022

New funding, new horizons

Banxware secures €10M in equity funding, led by Element Ventures, marking a significant step forward in its mission to revolutionize SME lending.

June
2023

Major players join

Banxware welcomes leading platforms like Zalando, Qonto, Afterbuy,  DFKP, and many more to its growing partner network, increasing its reach significantly.

November
2023

Series A: A leap forward

Closes a €15M in equity Series A funding round with top investors, including UniCredit and Fabrick (Banca Sella), driving Banxware’s rapid expansion and next phase of innovation.

May
2024

Sofortfinanzierung for all

Launches an industry-agnostic term loan, increasing loan amounts from €100K to €250K, empowering SMEs across all industries to scale faster and with greater flexibility.

December
2024

HVB FlexFinanzierung

Introduces HVB FlexFinanzierung with HypoVereinsbank (UniCredit), offering loans of up to €5M, empowering businesses of all sizes and industries to scale without limits.

Capitalize on embedded lending today

Talk to an expert
The SME lending enabler
Need financing?
hello@banxware.com
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